Privacy Policy

Last updated: January 2026

Privacy at a Glance

Miint is built on a simple principle: your financial data belongs to you.

  • •Transactions: Auto-deleted — we don't keep your history
  • •AI Queries: Your questions aren't logged — we track usage, not content
  • •Data Sales: Never. Our revenue comes from subscriptions.
  • •Your Rights: Export or delete your data anytime

The detailed policy below explains how we handle your data. But the short version? We keep as little as possible, for as short as possible.

1. Introduction

Miint ("we", "our", or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our financial management platform and related services.

By using Miint, you agree to the collection and use of information in accordance with this policy.

2. Information We Collect

2.1 Account Information

  • Email address and name (via Firebase Authentication)
  • Organisation details you provide
  • Account preferences and settings

2.2 Financial Data

  • Transaction data you upload (CSV files, bank statements)
  • Category mappings and classifications
  • VAT records and calculations
  • Financial reports you generate

2.3 Blockchain Data

  • Wallet addresses you choose to track (public blockchain data only)
  • Transaction history from public blockchains
  • We do not have access to your private keys or wallet credentials

2.4 Tax Guidance Queries

  • Questions you submit to our AI Tax Assistant
  • Query metadata (timestamps, response times)
  • These queries may be processed by third-party AI providers (see Section 5)

2.5 Technical Data

  • IP address and browser type
  • Device information
  • Usage patterns and feature interactions

3. How We Use Your Information

  • To provide and maintain our services
  • To process and categorise your financial transactions
  • To generate reports, insights, and tax calculations
  • To provide AI-powered tax guidance (using third-party AI services)
  • To improve our services and develop new features
  • To communicate with you about your account
  • To detect and prevent fraud or abuse
  • To comply with legal obligations

4. Data Storage and Security

All data is stored in the United Kingdom. We implement industry-standard security measures including encryption at rest and in transit, access controls, and regular security assessments.

5. Third-Party Services

We use third-party service providers for infrastructure, authentication, data storage, AI processing, and blockchain data retrieval. Each provider is selected for their security practices and compliance standards. By using our services, you acknowledge that certain data may be processed by these providers in accordance with their respective privacy policies.

6. Data Retention

We minimise data storage. Specifically:

  • Account data: Email address retained for account access and communications
  • Financial transactions: Automatically deleted after 30 days, or when you delete them
  • Category mappings: Retained to improve your experience (not personal data)
  • Tax guidance queries: Only stored if you choose to save them
  • Blockchain data: Cached temporarily, not permanently stored

We do not retain your financial transaction data beyond 30 days. You can delete your uploaded data at any time using the "Delete All Data" feature in the app. Your account settings, category mappings, and other preferences are retained for as long as your account is active.

7. Data Sharing

We do not sell your personal data. We may share data only in these circumstances:

  • With third-party service providers (as listed in Section 5) to operate our platform
  • Within your organisation, with members you have granted access
  • When required by law or to protect our legal rights
  • In connection with a merger, acquisition, or sale of assets (with notice)

8. Your Rights (UK GDPR)

Under UK data protection law, you have the right to:

  • Access: Request a copy of your personal data
  • Rectification: Correct inaccurate or incomplete data
  • Erasure: Request deletion of your data ("right to be forgotten")
  • Portability: Receive your data in a portable format
  • Restriction: Limit how we process your data
  • Objection: Object to certain types of processing
  • Withdraw consent: Where processing is based on consent

To exercise these rights, contact us at privacy@miint.money.

9. Cookies

We use essential cookies for authentication and session management. We do not currently use analytics or advertising cookies.

10. Children's Privacy

Our services are not intended for individuals under 18 years of age. We do not knowingly collect data from children.

11. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of significant changes by email or through a notice on our platform. Continued use after changes constitutes acceptance.

12. Contact Us

For privacy-related questions or to exercise your rights:

  • Email: privacy@miint.money
  • Data Controller: Miint Ltd

You also have the right to lodge a complaint with the Information Commissioner's Office (ICO) at ico.org.uk.